THE EDITOR, Sir:
EVERY DAY thousands of Jamaicans spend millions of dollars buying used cars from the man in the street with no knowledge that they could lose all their money to financial institutions.
The average man thinks that if there is NO lien on the title, it is safe to go ahead and part with their hard-earned cash as in the case of my daughter. However, there is a thing called a Bill of Sale that can be registered with the RGD and if one does not get checked out, you will not have any rights when the car is seized.
I have carried out a survey of twenty motorists and not one knew of this law. But even worse, not even the learned attorney and the Police High Command seem to know of this, as again in my daughter's case.
MONEY TO FIGHT GIANTS
And even when the bank does not bother to register the document, they can still take your car and it seems with no redress, as you then have to find even more money to pay an attorney-at-law to fight the mighty giants in the courts.
For my daughter it is now ten years since the bank took her car for a loan that the previous owner was supposed to have taken from them and RGD has no record of any Bill of Sale.
I won't say any more about my case as I intend to have my day in court. But it took ten years for the Tax Office to advise me of this and to date they are the only ones who seem to have learnt about this document.
I am, etc.,
S. L. HARPER
slouharper@hotmail.com
Constant Spring
Kingston 8
