Regarding thes investment schemes, the mere suggestion to have these companies' debts converted into preference shares is ludicrous. How can such an idea be contemplated when one does not even know the structures of these companies. Before such a move can be made, the investors must be aware of the operations of these companies, their financial structures(assets and liabilities), and if they are being run by credible Boards of Directors, and who are these Directors.

With respect to the documents received from Cash Plus, it is incumbent on the F.S.C. to publish same in various mediums so that the current investors can visualize the financial condition of the company for themselves, and determine as to which way forward. The F.S.C. must be more transparent in its deliberations, and the investors must require full disclosure of whatever information they have in stock on these operations. This is not the time for the game of "hide and seek", as people's hard earnings are at risk, without the slightest chance of recovery.

- Dr. Michael Thompson, mthompson@aol.com, Royal Palm Beach, Florida,Via Go-Jamaica